Teenagers and Freedom

The Challenges of Being a Teenager

The age that is related with most of the explorations is when someone is a teenager because usually, it is the second when somebody experiences real freedom. The period that starts off evolved from about 13 years to 18 years is usually an exciting time for any young person because the mind is creating significantly. Furthermore, the hormonal changes that take place at this time can also have good sized outcomes. It means that it is also a time when youths are likely to commit errors in life because of the decisions they make. Teenagers do no longer understand that while they might assume they have all the time to explore the world and engage in all forms of adventure, it is the time they could use to prepare themselves for adulthood by learning basic financial discipline and saving tips.

The Temptation of Lending Money

One of the ways teenagers lose focus when they are developing is when they get into the temptation of lending their friends money. It is usually exciting when one is in a position to help out their friend but for teenagers, the challenge comes when they are required to pay it back. Usually the person who is assisted may not be able to refund the money. Overtime, such debts amount to a large sum of money that could have been saved and used for better activities. It is therefore wise to advise the teens to realize that they cannot save all their friends from financial problems regardless of the money they have as they are not likely to be refunded.

Impulse Buying and Its Consequences

The other major problem associated with teenager years is impulse buying that results in sending on something that one had not planned for initially. As stated before, being a teenager is about making explorations and trying out new stuff which could involve making purchases of things they do not even need. The motivation is usually to satisfy one’s ego because of the desire to try out something new even in case when someone has an alternative already. An example is making a phone purchase only because it has a flashy appearance and is advertised to be on offer. Usually, the teenager ends up being a victim of a promotion intended for impulse buyers and before they could realize, they will be having two phones at one time. They get tempted because of the desire to explore what the flashy advertisement was all about and yet they could have saved up the cash and used it to meet other primary needs or even placed it in a savings account for the future. The impression is that it would not be appropriate to have an extra phone only because of impulse buying.

The Risks of Engaging in Fun Activities

The other misleading behavior that teenagers fail to realize is the act of engaging in fun activities that could place them in mortal harm or health risk. It is a common occurrence for young people to hold parties and engage in highly risky activities intended to be fun but could lead to adverse outcomes. In fact, some teenagers use the opportunities to engage in activities that they have been prohibited to do such as trying out drugs and alcohol or being involved in sexual activities. Usually, they are oblivious to the fact that each of the activities that they engage in has an adverse outcome because they could end in addiction or contracting sexually transmitted diseases. In extreme cases, teenage fun could extend to drunk driving which is even more serious because of the mortal risk it is associated with. Usually, such teens are unaware of the long term outcomes as they are only interested in the moment.

The Importance of Saving for the Future

It is also common that adolescents fail in creating a workable plan for the future and they fail to save for the long-term accomplishments. The problem arises when there is a continuous flow of money that makes the subject complacent and makes them think that it is always the case. It is a normal part of adolescence and it is usually a problem of poor parenting too because most of the cash the teenager spends is usually from the parent’s pockets. It means that without a saving’s plan or a mechanism that encourages saving, the teenager will translate the poor money management skills to their next stage in life and they could end up with money problems even before they realize that they are adults already.

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In Conclusion

In summary, it is important to underscore the fact that adolescence carries with itself a time when someone is likely to live a carefree lifestyle oblivious to the fact that they could end up paying for the poor decisions made later in life. The problems are usually in the range of financial management issues and taking care of oneself by engaging in activities that would place them in bodily harm. It requires parents to become more responsible and guide their young ones appropriately especially when preparing them for adulthood as it happens in adolescence.