Children’s Health Insurance Program (CHIP)

Junior (College 3rd year) ・Healthcare&Medicine ・APA ・1 Sources

The children’s health insurance program offers health coverage to suitable children through Medicaid as well as separate CHIP programs. Notably, the program is often administered by the states according to the federal requirements. The medical program for the children is funded jointly by the state governments as well as the federal government. The incremental model has negative impacts on the program as well as the public coverage for the children. There are increasing numbers of uninsured individuals as well as those with inadequate insurance. Moreover, the incremental model has led to increases in health care prices as well as the inflexibility of the private sector insurers. Moreover, the low coverage is capable of threatening the financial security of many of those who have insurance. Moreover, the children and the youth have much to lose considering the attention shifts, and gaps or unintended consequences of the reforms focused mainly on the adult.

States are often faced with various design as well as implementation difficulties even with much smaller as well as more focused new CHIP program close to fifteen years ago. Different states decided to operate Medicaid expansion CHIP programs, thus allowing them to employ the existing program culture. Additionally, there may be difficulties in policy as well as systems development and many uncertainties. Further, there is need to test as well as adjust the new policies and systems to ensure that the children have efficient, trusted opinion in place (Hess, Basini and Plaza, 2012). Conclusively, gaining assurance that all the new coverage options, eligibility regulations, enrollment systems, procedures as well as the provider networks are working well for every child may take time. Maintaining the program structures that are working is also important through the transition to new coverage options, thus making states to be flexible.


Hess, C., Basini, L. O., & Plaza, C. I. (2012). Keeping children’s coverage strong in the context of the Affordable Care Act: Perspectives from state children’s health insurance leaders. Portland, ME.

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